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  • Harford County Housing Agency

    Agency: Harford County Housing Agency

    OVERVIEW: Provides Section 8 subsidies, rehabilitation loans, mortgage default counseling, and additional housing services.
    1) HOUSING CHOICE VOUCHER PROGRAM (SECTION 8 HOUSING): Provides rent subsidies to low income families, the disabled and the elderly. Issues housing choice vouchers enabling persons to locate housing. Clients pay 30% of their income for rent and utilities. 

    ** Now accepting applications on-line for Housing Choice Voucher (HCV) Program (formerly Section 8) Visit  or call  410-638-3045.for reasonable housing.**

    2) MORTGAGE DEFAULT COUNSELING: Offers mortgage default counseling to those persons who are in jeopardy of losing their homes due to foreclosure.

    3) LOANS FOR REHABILITATION:  Provides special loans for home rehabilitation through Habitat for Humanity, 410-638-4434.

    4) LIVABILITY CODE: Takes complaints from renters on conditions of their rented property. Enforces inspection codes.

    5) COUNSELING: Provides budget and homeowner counseling to prospective and first time homeowners.

    6) MARYLAND MORTGAGE PROGRAM: Provides low-interest closing costs loans to first time homeowners Must go through an approved mortgage lender.  Requires attending a first time homebuyer workshop and one-on-one counseling.

    7) REVERSE MORTGAGE COUNSELING: Have HUD Certified, and have HECM certified counselors available. 

    • Main:
      • 410-638-3045
    • Fax:
      • 410-879-7148
    • Main:
    • Main Contact:
      • name: Amy McClaskey
    • Senior Worker:
      • name: Len Parrish
    • Website:


    • 15 South Main Street
      15 South Main Street
      Bel Air, MD 21014

    Agency: Harford County Housing Agency

    Languages Available: Spanish

    Payment Description: None.

    Intake and Eligibility: Low-income families and disabled or elderly residents, 18 and older. Counseling is available for all.

    Areas Served:
    • Harford County

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